Co-ownership means two or more people legally buy a home together and each owns a share of the property. Everyone has private space and shared spaces are agreed upon.

Co-housing, on the other hand, is usually a community of many households with shared facilities and separate individual units.

Co-ownership = small group, shared purchase, shared equity.

Co-housing = community-style living.

Our process includes a clear and safe exit pathway. If a co-owner wants to leave:

1. Their share can be bought by the remaining co-owner(s), or

2. A new compatible owner can be matched, or

3. The property can be sold if all agree. This ensures no one is stuck and everyone’s investment remains protected.

Before buying, each co-owner agrees on:

• How much they will contribute to the purchase

• How monthly costs (mortgage, utilities, repairs) will be split

• A financial structure that fits everyone’s income and comfort level Everything is documented in a written co-ownership agreement, so expectations are clear from day one.

We primarily support clients in Canada, with special focus on:

• Ottawa

• Toronto

• Vancouver

• Calgary

• Montreal

Yes. Co-ownership is a fully legal and established housing model in Canada. We use a clear written agreement that outlines:

• Ownership shares

• Financial responsibilities

• Exit options

• Conflict-resolution steps This provides structure, protection, and long-term stability for all co-owners.

Absolutely. Couples can join as a single co-owning unit, or each partner can hold their own share—whichever works best for your situation.

We welcome individuals, couples, and pairs looking for safe, shared home ownership.